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Home Price reductions? Price your HOME to SELL
We're feeling a real shift in the market — sellers are cutting prices at a noticeable rate, and having the right agent in your corner makes all the difference. Pricing strategy varies by city, and knowing how to navigate that is key. In places like Oakland, sellers intentionally list below market value to spark bidding wars, keeping reductions rare. In more transparently priced markets, cuts are becoming more common. According to Redfin's April 2026 data, only 24.6% of homes
kshamardesai
Jun 51 min read


Most Common Disputes After the Close of Escrow– Avoid Them
The most common disputes that arise between buyers and sellers after the close of escrow. Having personally dealt with all of these issues, I make it a priority to ensure that proper due diligence is performed on every transaction I'm involved in — whether I'm representing the buyer or the seller. Here's what you need to know. Drainage Problems and Foundation Issues This is one of the most frequent problems we see in the Bay Area, largely due to the age of many homes and inad
kshamardesai
Jun 52 min read


Buyer Advantage: Seller Concessions Offer Significant Value
Even in a low inventory market, there is still significant room to negotiate — and seller credits and concessions are often the key to getting a deal across the finish line with both sides feeling good about it. Seller concessions can take many forms. A seller might agree to cover closing costs, pay for repairs, absorb HOA fees, or offer a credit that eases the buyer's financial burden. One of the most popular in recent years is the seller-paid interest rate buydown, where th
kshamardesai
Jun 51 min read


Understand Counteroffer vs. Multiple Counteroffer
When a buyer submits an offer, the seller can accept, reject, or counter on price, terms, or both. This can go back and forth until both parties agree. With a standard counteroffer, only one buyer is selected, giving them an exclusive opportunity to go under contract. Once both parties sign, the contract is active and escrow begins. A multiple counteroffer is when the seller counters more than one buyer at the same time. Unlike a standard counteroffer, it is not binding even
kshamardesai
Jun 41 min read


SALT Deduction Law – Key Points for California Homeowners
Beginning with the 2025 tax year, the federal SALT deduction cap increases from $10,000 to $40,000 for taxpayers earning under $500,000 annually. The higher cap remains in effect through 2029, increasing by 1% each year, before reverting to $10,000 in 2030. For Bay Area homeowners, this change is significant because property taxes in many high-cost neighborhoods often exceed $10,000. As a result, more homeowners may be able to deduct the full amount of their property taxes on
kshamardesai
Jun 31 min read


Buying or Selling Homes? Know your shifting Market!
I am asked every day what is going to happen in this market and if buyers or sellers should wait longer for the right time to pull the trigger. Honestly? - The trend we are seeing was very predictable, interest rates rise and more buyers are priced out of their previous purchase limits. This is important to consider because things like interest rates, foreclosures, short sales and other problems seen during the last real estate crash would likely happen here last. Now that
kshamardesai
Jun 21 min read


Capital Gains With Real Estate
Many Bay Area homeowners have built substantial equity through real estate appreciation. When it's time to sell, valuable tax advantages may help you keep more of your gains. Homeowners may qualify for a capital gains exclusion of up to $500,000 for married couples filing jointly or $250,000 for single filers if they meet ownership and residency requirements. Additionally, California's Proposition 19 may allow eligible homeowners age 55 and older to transfer their property ta
kshamardesai
Jun 11 min read


Mortgage Rates Are Dropping — Here's What It Means for You
Good news on the rate front. After hitting a nine-month high just two weeks ago, mortgage rates have been trending down. The 30-year fixed rate closed last week at 6.59% — the lowest reading since mid-May — driven largely by progress on a U.S.-Iran peace deal calming bond markets. blo Rates aren't low by any stretch, but the trend is moving in the right direction. On the inflation side, April's PCE data came in firm, with the headline rate rising to 3.8% — its highest since M
kshamardesai
Jun 11 min read


FIRE HARDENING
Most homeowners focus on the fire. The real danger is already in the air. When most people think about wildfires, they picture towering flames racing toward homes. But that’s not actually how most homes are lost. The truth is simpler—and more surprising: Homes usually don’t burn from flames. They burn from embers. These tiny, burning pieces of debris can travel miles ahead of a wildfire. You may not even see the fire nearby, but embers can already be landing on and around you
kshamardesai
May 291 min read


Hidden Hills Elementary School, San Ramon, California
For buyers prioritizing education, San Ramon is hard to beat, and Hidden Hills Elementary School is a perfect example of why. Ranked by U.S. News as the top public elementary school in the San Ramon Valley Unified School District, it holds a prestigious National Blue Ribbon designation and a 9 out of 10 GreatSchools rating. The campus stands out for its advanced academic tracks, offering both a Gifted and Talented Education program and a hands-on Project Lead The Way STEM cur
kshamardesai
May 291 min read


Turning Your Home Into a Smart Home can Help it Sell Faster
Turning your home into a Smart Home doesn't have to cost much, but you get a lot of bang for your buck. It's makes your home memorable...

Kshama Desai Realtor
Oct 8, 20242 min read



Content and information by Kshama Desai Realtor
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